September 2023
SECURE 2.0 – Self Correction of retirement plans
My final post relating to Secure 2.0 is about the expansion of what can be self-corrected in retirement plans. What we are talking about when[...]
SECURE 2.0 – In Case Of Emergency
There are 2 provisions that are part of Secure 2.0 that I am calling “in case of emergency”. I think both are interesting provisions that should[...]
August 2023
SECURE 2.0 – ROTH
So, there are two changes in Secure 2.0 relating to Roth contributions that I will cover.First effective January 1, 2024, it will be required for all[...]
SECURE 2.0 MISCELLANEOUS CHANGES
There are a few “miscellaneous changes” that happened in the Secure 2.0 act that I will cover briefly here. As always, reach out to me[...]
SECURE 2.0 LTPT
LTPT??? What does that mean and why is it something we now need to worry about in our retirement plan?? First of all, it means[...]
SECURE 2.0 TAX CREDITS
This week I am going to talk about tax credits available for tax credits available for retirement plans as part of Secure 2.0. I am[...]
July 2023
SECURE 2.0 Auto Enrollment
Let’s talk about one of my favorite topics, auto enrollment. Auto enrollment has been around since 1998 (Revenue Ruling 98-30) but has only been widely[...]
SECURE 2.0 STUDENT LOAN DEBT
So, we all know that SECURE 2.0 contained a TON of updates relating to retirement plans (92 to be exact). I will spend a few blog[...]
SECURE 2.0 SELF CERTIFICATION OF HARDSHIPS
Let’s continue talking about the provision in SECURE 2.0 that will truly affect our plan sponsors and the changes they might consider relating to their[...]