November 2023
People Are People – Culture
Recently my firm of 25 years (Sunwest Pensions) merged with July Business Services. My response to this transaction has been very favorable with my friends[...]
September 2023
SECURE 2.0 – Self Correction of retirement plans
My final post relating to Secure 2.0 is about the expansion of what can be self-corrected in retirement plans. What we are talking about when[...]
SECURE 2.0 – In Case Of Emergency
There are 2 provisions that are part of Secure 2.0 that I am calling “in case of emergency”. I think both are interesting provisions that should[...]
August 2023
SECURE 2.0 – ROTH
So, there are two changes in Secure 2.0 relating to Roth contributions that I will cover.First effective January 1, 2024, it will be required for all[...]
SECURE 2.0 MISCELLANEOUS CHANGES
There are a few “miscellaneous changes” that happened in the Secure 2.0 act that I will cover briefly here. As always, reach out to me[...]
SECURE 2.0 LTPT
LTPT??? What does that mean and why is it something we now need to worry about in our retirement plan?? First of all, it means[...]