After graduating from college, Theresa (& Peter) left Scranton for Philadelphia. Theresa got a job with William M. Mercer working as an assistant for an actuary.  She had no idea what an actuary was but her relationship with her boss and mentor, started her career in defined contribution plans. After working for Mercer for 4 years, she went on to work for The Barclay Group (which became Bisys and has since become Ascensus).  She specialized in daily valuation processing and plan takeovers/conversions.  After a few years, Theresa & Peter decided to move to AZ (mostly to get out of the snow and winter cold).  Theresa took a position as Director of Administration for Universal Pensions running their AZ office.